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Articles & Resources
Clarity. Control. Results.
DisclosedRx disrupts the industry by bringing fiduciary-managed solutions, expert guidance, and innovative tools to pharmacy benefit management. Learn more about our approach, success, and industry shifts.



Are You More Afraid of Change or Risk?
If your PBM isn't putting your interests first, you're accountable. Learn why switching to a Fiduciary PBM protects your plan and your members.

Ken Kemker
3 days ago2 min read


California Just Caught Up to What We've Been Doing All Along
Discover how fluidity helps you balance holiday joy with year-end pressures. Learn to adapt like water flowing around obstacles and thrive through change.

Ken Kemker
Nov 92 min read


Why DisclosedRx Clients Are Paying Less for the Same Medications
Learn how Agile Channel Management helps employers save up to 75% on specialty drugs through smarter sourcing—same FDA-approved medications, lower costs.

Ken Kemker
Nov 23 min read


The Rebate Shell Game: How Traditional PBMs Turn Your Savings Into Their Revenue
Traditional PBMs reclassify rebates as fees, use spread pricing, and create vague contracts. Learn what plan sponsors should demand for Full Disclosure.

Ken Kemker
Oct 272 min read


Your Fiduciary Responsibility Just Got Real: DisclosedRx Has the Solution
The DOL is investigating healthcare plans. Class action lawsuits are coming. Learn how DisclosedRx eliminates fiduciary risk for plan sponsors.

Ken Kemker
Oct 182 min read


The Supply Chain Credit Shell Game: How Traditional PBMs Relabel Rebates to Keep Your Money
Traditional PBMs use supply chain credits to keep rebate money that belongs to plan sponsors. Learn how the shell game works and what to demand instead.

Ken Kemker
Oct 113 min read


Fiduciary PBM Management: Why Scale Doesn't Equal Savings
Companies achieve 30-60% pharmacy savings with fiduciary PBMs vs traditional giants. Learn why ethical management beats volume for cost control.

Ken Kemker
Oct 42 min read


Why DisclosedRx Exists: Fixing an Industry Built on Deception
Even "transparent" PBMs exploit costly loopholes. Learn how DisclosedRx eliminates conflicts with contractual fiduciary duty and true Full Disclosure.

Ken Kemker
Sep 273 min read


How Layers of Intermediaries Disconnect Patients from Healthcare Costs
How PBM Intermediaries Disconnect Patients from Drug Costs

Ken Kemker
Sep 222 min read


Behind the Curtain: The Unethical Practices of Traditional PBMs
Traditional PBMs use spread pricing and manipulation tactics that cost plan sponsors millions. Learn how these unethical practices work and what to do.

Ken Kemker
Sep 133 min read


When Your Pharmacy Benefits Actually Work for People
Since COVID, member service has declined everywhere. At DisclosedRx, we made it our foundation. Real people, real help, real savings for your employees.

Ken Kemker
Aug 302 min read


January 1st Renewals: Why Starting Your PBM Transition Now Makes All the Difference
Don't wait for Q4's rushed decisions. August gives you time for proper PBM evaluation and implementation. Get guaranteed savings and full disclosure on your pharmacy benefit spend.

Ken Kemker
Aug 232 min read


The Independence Difference: Why DisclosedRx Has No Shareholders, Private Equity, or Venture Capital
Most PBMs serve investors first, not clients. DisclosedRx operates as The Fiduciary and Fully Disclosed PBM™ with zero external funding conflicts.

Ken Kemker
Aug 184 min read


How to Find the Right PBM: Your Guide to Making an Informed Decision
Stop falling for "transparency" claims. Ask these 5 critical questions to find a PBM that's contractually bound to act in your best interests.

Ken Kemker
Aug 93 min read


How PBMs Make Money: The Undisclosed Revenue Streams Driving Up Your Healthcare Costs
Traditional PBMs profit through spread pricing, rebate retention, and undisclosed fees. Learn how these revenue streams inflate your pharmacy costs.

Ken Kemker
Aug 23 min read


The PBM Monopoly: Why Three Companies Control Your Prescription Drug Costs
Three companies control 80% of America's prescription drugs, and their $600 billion revenue proves they're profiting at your expense.

Ken Kemker
Jul 192 min read


How a Fiduciary PBM Like DisclosedRx Solves the Vertical Integration Problem
Vertical integration by major PBMs hurts employers and employees. Learn how DisclosedRx's fiduciary approach delivers true Full Disclosure and savings.

Ken Kemker
Jun 303 min read


A Better Way: The DisclosedRx Difference
Discover how DisclosedRx delivers 100% Pass-Through pricing, eliminates shell games, and saves up to 75% on specialty medications as The Fiduciary and Fully Disclosed PBM™ with a fiduciary commitment.

Ken Kemker
May 282 min read


Arkansas Bans PBMs From Owning Pharmacies: Why It Matters for Employers
Arkansas leads with landmark legislation preventing PBMs from owning pharmacies. As a Fiduciary PBM, DisclosedRx explains why this matters for your business and bottom line.

Ken Kemker
May 142 min read


Taking Control of Your Pharmacy Benefits: Your Money, Your Choices
Discover how partnering with a Fiduciary PBM like DisclosedRx can unlock 20-30% savings on pharmacy benefits you're already spending, with Full Disclosure and no shell games.

Ken Kemker
Apr 292 min read
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