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Articles & Resources
Clarity. Control. Results.
DisclosedRx disrupts the industry by bringing fiduciary-managed solutions, expert guidance, and innovative tools to pharmacy benefit management. Learn more about our approach, success, and industry shifts.



Fiduciary PBM Management: Why Scale Doesn't Equal Savings
Companies achieve 30-60% pharmacy savings with fiduciary PBMs vs traditional giants. Learn why ethical management beats volume for cost control.
Ken Kemker
3 days ago2 min read


How Layers of Intermediaries Disconnect Patients from Healthcare Costs
How PBM Intermediaries Disconnect Patients from Drug Costs
Ken Kemker
Sep 222 min read


When Your Pharmacy Benefits Actually Work for People
Since COVID, member service has declined everywhere. At DisclosedRx, we made it our foundation. Real people, real help, real savings for your employees.
Ken Kemker
Aug 302 min read


January 1st Renewals: Why Starting Your PBM Transition Now Makes All the Difference
Don't wait for Q4's rushed decisions. August gives you time for proper PBM evaluation and implementation. Get guaranteed savings and full disclosure on your pharmacy benefit spend.
Ken Kemker
Aug 232 min read


The Independence Difference: Why DisclosedRx Has No Shareholders, Private Equity, or Venture Capital
Most PBMs serve investors first, not clients. DisclosedRx operates as The Fiduciary and Fully Disclosed PBM™ with zero external funding conflicts.
Ken Kemker
Aug 184 min read


How to Find the Right PBM: Your Guide to Making an Informed Decision
Stop falling for "transparency" claims. Ask these 5 critical questions to find a PBM that's contractually bound to act in your best interests.
Ken Kemker
Aug 93 min read


How PBMs Make Money: The Undisclosed Revenue Streams Driving Up Your Healthcare Costs
Traditional PBMs profit through spread pricing, rebate retention, and undisclosed fees. Learn how these revenue streams inflate your pharmacy costs.
Ken Kemker
Aug 23 min read


PBMs: A Growing Legal Risk for Employers and How to Protect Your Organization
FTC found top 3 PBMs inflated drug prices by $7.3B. Employees are suing employers for fiduciary breaches. Learn how to protect your organization.
Ken Kemker
Jul 262 min read


The PBM Monopoly: Why Three Companies Control Your Prescription Drug Costs
Three companies control 80% of America's prescription drugs, and their $600 billion revenue proves they're profiting at your expense.
Ken Kemker
Jul 192 min read


How One University Uncovered $400,000 in Pharmacy Benefit Overspending
We recently worked with a higher education institution that discovered they were losing $400,000 annually through their Big 3 PBM relationship.
Ken Kemker
Jul 123 min read


Fiduciary Risk Is Real. Just Ask Tiara Yachts.
Court ruling against BCBSM shows hidden PBM costs create real fiduciary liability. Learn why plan sponsors need true fiduciary pharmacy benefits now.
Ken Kemker
Jul 43 min read


How a Fiduciary PBM Like DisclosedRx Solves the Vertical Integration Problem
Vertical integration by major PBMs hurts employers and employees. Learn how DisclosedRx's fiduciary approach delivers true Full Disclosure and savings.
Ken Kemker
Jun 303 min read


DisclosedRx Earns $100,000 Credibility Guarantee from Validation Institute: Why It Matters for Employers
DisclosedRx receives rare $100,000 Credibility Guarantee from Validation Institute, confirming Full Disclosure and fiduciary PBM approach for employers.
Ken Kemker
Jun 192 min read


A Better Way: The DisclosedRx Difference
Discover how DisclosedRx delivers 100% Pass-Through pricing, eliminates shell games, and saves up to 75% on specialty medications as The Fiduciary and Fully Disclosed PBM™ with a fiduciary commitment.
Ken Kemker
May 282 min read


A Path to Funding Social Services Without Raising Taxes
Municipalities can save $4M per 10,000 members by switching to a Fiduciary PBM with Full Disclosure. DisclosedRx helps fund social services without raising taxes.
Ken Kemker
May 211 min read


Arkansas Bans PBMs From Owning Pharmacies: Why It Matters for Employers
Arkansas leads with landmark legislation preventing PBMs from owning pharmacies. As a Fiduciary PBM, DisclosedRx explains why this matters for your business and bottom line.
Ken Kemker
May 142 min read


GLP-1 Medications and Employer Health Plans: What You Need to Know
Learn how GLP-1 medications impact employer health plans, understand PBM rebate dynamics, and discover strategies to manage costs while supporting employee health needs.
Ken Kemker
May 62 min read


Taking Control of Your Pharmacy Benefits: Your Money, Your Choices
Discover how partnering with a Fiduciary PBM like DisclosedRx can unlock 20-30% savings on pharmacy benefits you're already spending, with Full Disclosure and no shell games.
Ken Kemker
Apr 292 min read


Is Your Pharmacy "Benefit" Actually Beneficial?
Discover how a Fiduciary PBM can deliver genuine value through cost savings and superior service. DisclosedRx offers Full Disclosure with no hidden fees or conflicts of interest.
Ken Kemker
Apr 222 min read


Redirect Wasted PBM Spend Into Skilled Labor: A First Responder Approach for Manufacturers
Manufacturing leaders: Discover how switching to a Fiduciary PBM can redirect wasted spend into workforce development, addressing the skilled labor shortage and reducing costs.
Ken Kemker
Apr 152 min read
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