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Articles & Resources
Clarity. Control. Results.
DisclosedRx disrupts the industry by bringing fiduciary-managed solutions, expert guidance, and innovative tools to pharmacy benefit management. Learn more about our approach, success, and industry shifts.
Are You More Afraid of Change or Risk?
If your PBM isn't putting your interests first, you're accountable. Learn why switching to a Fiduciary PBM protects your plan and your members.
Ken Kemker
3 days ago2 min read
California Just Caught Up to What We've Been Doing All Along
Discover how fluidity helps you balance holiday joy with year-end pressures. Learn to adapt like water flowing around obstacles and thrive through change.
Ken Kemker
Nov 92 min read
Why DisclosedRx Clients Are Paying Less for the Same Medications
Learn how Agile Channel Management helps employers save up to 75% on specialty drugs through smarter sourcing—same FDA-approved medications, lower costs.
Ken Kemker
Nov 23 min read
The Rebate Shell Game: How Traditional PBMs Turn Your Savings Into Their Revenue
Traditional PBMs reclassify rebates as fees, use spread pricing, and create vague contracts. Learn what plan sponsors should demand for Full Disclosure.
Ken Kemker
Oct 272 min read
Your Fiduciary Responsibility Just Got Real: DisclosedRx Has the Solution
The DOL is investigating healthcare plans. Class action lawsuits are coming. Learn how DisclosedRx eliminates fiduciary risk for plan sponsors.
Ken Kemker
Oct 182 min read
The Supply Chain Credit Shell Game: How Traditional PBMs Relabel Rebates to Keep Your Money
Traditional PBMs use supply chain credits to keep rebate money that belongs to plan sponsors. Learn how the shell game works and what to demand instead.
Ken Kemker
Oct 113 min read
Fiduciary PBM Management: Why Scale Doesn't Equal Savings
Companies achieve 30-60% pharmacy savings with fiduciary PBMs vs traditional giants. Learn why ethical management beats volume for cost control.
Ken Kemker
Oct 42 min read
Why DisclosedRx Exists: Fixing an Industry Built on Deception
Even "transparent" PBMs exploit costly loopholes. Learn how DisclosedRx eliminates conflicts with contractual fiduciary duty and true Full Disclosure.
Ken Kemker
Sep 273 min read
How Layers of Intermediaries Disconnect Patients from Healthcare Costs
How PBM Intermediaries Disconnect Patients from Drug Costs
Ken Kemker
Sep 222 min read
Behind the Curtain: The Unethical Practices of Traditional PBMs
Traditional PBMs use spread pricing and manipulation tactics that cost plan sponsors millions. Learn how these unethical practices work and what to do.
Ken Kemker
Sep 133 min read
How PBMs Work: The Mechanics Behind Your Prescription Costs
Most plan sponsors don't understand how PBMs operate. Learn why traditional models fail and how fiduciary PBMs deliver better results for clients.
Ken Kemker
Sep 62 min read
When Your Pharmacy Benefits Actually Work for People
Since COVID, member service has declined everywhere. At DisclosedRx, we made it our foundation. Real people, real help, real savings for your employees.
Ken Kemker
Aug 302 min read
January 1st Renewals: Why Starting Your PBM Transition Now Makes All the Difference
Don't wait for Q4's rushed decisions. August gives you time for proper PBM evaluation and implementation. Get guaranteed savings and full disclosure on your pharmacy benefit spend.
Ken Kemker
Aug 232 min read
How to Find the Right PBM: Your Guide to Making an Informed Decision
Stop falling for "transparency" claims. Ask these 5 critical questions to find a PBM that's contractually bound to act in your best interests.
Ken Kemker
Aug 93 min read
How PBMs Make Money: The Undisclosed Revenue Streams Driving Up Your Healthcare Costs
Traditional PBMs profit through spread pricing, rebate retention, and undisclosed fees. Learn how these revenue streams inflate your pharmacy costs.
Ken Kemker
Aug 23 min read
PBMs: A Growing Legal Risk for Employers and How to Protect Your Organization
FTC found top 3 PBMs inflated drug prices by $7.3B. Employees are suing employers for fiduciary breaches. Learn how to protect your organization.
Ken Kemker
Jul 262 min read
How One University Uncovered $400,000 in Pharmacy Benefit Overspending
We recently worked with a higher education institution that discovered they were losing $400,000 annually through their Big 3 PBM relationship.
Ken Kemker
Jul 123 min read
Fiduciary Risk Is Real. Just Ask Tiara Yachts.
Court ruling against BCBSM shows hidden PBM costs create real fiduciary liability. Learn why plan sponsors need true fiduciary pharmacy benefits now.
Ken Kemker
Jul 43 min read
How a Fiduciary PBM Like DisclosedRx Solves the Vertical Integration Problem
Vertical integration by major PBMs hurts employers and employees. Learn how DisclosedRx's fiduciary approach delivers true Full Disclosure and savings.
Ken Kemker
Jun 303 min read
DisclosedRx Earns $100,000 Credibility Guarantee from Validation Institute: Why It Matters for Employers
DisclosedRx receives rare $100,000 Credibility Guarantee from Validation Institute, confirming Full Disclosure and fiduciary PBM approach for employers.
Ken Kemker
Jun 192 min read
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