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Articles & Resources
Clarity. Control. Results.
DisclosedRx disrupts the industry by bringing fiduciary-managed solutions, expert guidance, and innovative tools to pharmacy benefit management. Learn more about our approach, success, and industry shifts.
When the Numbers Don't Add Up
A health plan paid $136,000 for medication that should cost $1,300. Learn why Full Disclosure in pharmacy benefits matters for your organization.
Ken Kemker
2 days ago1 min read
How PBMs Went From Solution to Problem
PBMs were created to simplify pharmacy benefits. Now they're the problem. Learn how the middleman model works and why Full Disclosure matters.
Ken Kemker
4 days ago2 min read
Looking Ahead to 2026: Setting New Standards in Pharmacy Benefits Management
Plan sponsors deserve complete visibility into pharmacy spend. Learn how fiduciary commitment and Full Disclosure are reshaping PBM partnerships in 2026.
Ken Kemker
Jan 42 min read
Is Your Pharmacy "Benefit" Actually Beneficial?
Many employers wonder if their PBM truly delivers value. Learn what a real pharmacy benefit looks like: lower costs, better service, and Full Disclosure.
Ken Kemker
Dec 22, 20253 min read
Taking Control of Your Pharmacy Benefits: Your Money, Your Choices
Business owners could be overpaying for pharmacy benefits by 20-30%. Learn how a Fiduciary PBM helps you reclaim capital you're already spending.
Ken Kemker
Dec 13, 20252 min read
GLP-1s: Why Clinical Management Matters More Than Ever
GLP-1 costs are overwhelming employer health plans. Without clinical oversight, spending doubles or triples. Here's what responsible management looks like.
Ken Kemker
Dec 7, 20252 min read
What Employers Need to Know About the PBM Industry
Most PBMs are fiduciaries to shareholders, not you. Learn what to look for in contracts, why Full Disclosure matters, and questions every employer should ask.
Ken Kemker
Nov 29, 20252 min read
Are You Sure Your PBM Is Really on Your Side?
Transparency isn't enough. Learn why traditional PBM models cost you more and how a fiduciary approach protects your plan and members. See the difference.
Ken Kemker
Nov 23, 20252 min read
Are You More Afraid of Change or Risk?
If your PBM isn't putting your interests first, you're accountable. Learn why switching to a Fiduciary PBM protects your plan and your members.
Ken Kemker
Nov 16, 20252 min read
California Just Caught Up to What We've Been Doing All Along
Discover how fluidity helps you balance holiday joy with year-end pressures. Learn to adapt like water flowing around obstacles and thrive through change.
Ken Kemker
Nov 9, 20252 min read
Why DisclosedRx Clients Are Paying Less for the Same Medications
Learn how Agile Channel Management helps employers save up to 75% on specialty drugs through smarter sourcing—same FDA-approved medications, lower costs.
Ken Kemker
Nov 2, 20253 min read
The Rebate Shell Game: How Traditional PBMs Turn Your Savings Into Their Revenue
Traditional PBMs reclassify rebates as fees, use spread pricing, and create vague contracts. Learn what plan sponsors should demand for Full Disclosure.
Ken Kemker
Oct 27, 20252 min read
Your Fiduciary Responsibility Just Got Real: DisclosedRx Has the Solution
The DOL is investigating healthcare plans. Class action lawsuits are coming. Learn how DisclosedRx eliminates fiduciary risk for plan sponsors.
Ken Kemker
Oct 18, 20252 min read
The Supply Chain Credit Shell Game: How Traditional PBMs Relabel Rebates to Keep Your Money
Traditional PBMs use supply chain credits to keep rebate money that belongs to plan sponsors. Learn how the shell game works and what to demand instead.
Ken Kemker
Oct 11, 20253 min read
Fiduciary PBM Management: Why Scale Doesn't Equal Savings
Companies achieve 30-60% pharmacy savings with fiduciary PBMs vs traditional giants. Learn why ethical management beats volume for cost control.
Ken Kemker
Oct 4, 20252 min read
Why DisclosedRx Exists: Fixing an Industry Built on Deception
Even "transparent" PBMs exploit costly loopholes. Learn how DisclosedRx eliminates conflicts with contractual fiduciary duty and true Full Disclosure.
Ken Kemker
Sep 27, 20253 min read
How Layers of Intermediaries Disconnect Patients from Healthcare Costs
How PBM Intermediaries Disconnect Patients from Drug Costs
Ken Kemker
Sep 22, 20252 min read
Behind the Curtain: The Unethical Practices of Traditional PBMs
Traditional PBMs use spread pricing and manipulation tactics that cost plan sponsors millions. Learn how these unethical practices work and what to do.
Ken Kemker
Sep 13, 20253 min read
How PBMs Work: The Mechanics Behind Your Prescription Costs
Most plan sponsors don't understand how PBMs operate. Learn why traditional models fail and how fiduciary PBMs deliver better results for clients.
Ken Kemker
Sep 6, 20252 min read
When Your Pharmacy Benefits Actually Work for People
Since COVID, member service has declined everywhere. At DisclosedRx, we made it our foundation. Real people, real help, real savings for your employees.
Ken Kemker
Aug 30, 20252 min read
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