January 1st Renewals: Why Starting Your PBM Transition Now Makes All the Difference
- Ken Kemker

- Aug 23
- 2 min read
August is here, and with it comes an uncomfortable truth. Your January pharmacy benefit renewal is going to hurt. Double-digit increases are the new normal, forcing impossible choices between coverage and cost.
But the real question is what you're going to do about them.
The Q4 Scramble
October arrives. Renewal numbers hit your desk. The scramble begins.
Benefits teams rush to evaluate options while juggling open enrollment and year-end priorities. This compressed timeline rarely produces optimal outcomes. Rushed evaluations mean compromised solutions. Limited implementation time means settling for whatever can be executed fastest, not what's best for your organization.
Your current PBM knows exactly how this timeline pressure works in their favor.
Why Implementation Matters
Successful PBM transitions require careful execution. Our implementation process begins weeks before your go-live date, with comprehensive member outreach and direct pharmacy coordination. We ensure uninterrupted service from day one.
Implementation is our responsibility. We execute it with the same fiduciary commitment that governs everything we do as The Fiduciary and Fully Disclosed PBM™.
See What You're Really Paying
Most benefits leaders never get the full story of their pharmacy spend. Traditional PBMs provide reporting that obscures rather than illuminates.
We analyze any volume of data to provide a complete snapshot of your situation. Whether you want a comprehensive evaluation or simply a second opinion, we deliver insights that enable smarter decisions. This analysis often reveals significant savings opportunities hidden in your current reporting.
What Makes Us Different
We're fiduciaries first, always. We don't cut corners, play games, or hide behind fine print. Our clients and members trust us because we do what's right, even when no one's watching.
Every member matters. Every client gets our best. We're problem-solvers who deliver results because mediocrity doesn't live here.
Member Service That Actually Matters
Your employees deserve better than automated phone trees and endless hold times. With DisclosedRx, your members always deal with a human. Our Prescription Navigators deliver best-in-class Member Service that relieves stress on your HR team while improving employee health outcomes.
Fewer frustrated calls to HR. Reduced administrative burden. Employees who actually appreciate their pharmacy benefits.
Guaranteed Savings With Full Disclosure
As The Fully Disclosed PBM®, we guarantee savings with complete visibility into every cost. Our contractual commitment means 100% rebate pass-through and 100% pricing pass-through. You pay exactly what we pay, no spread pricing, no hidden fees, no shell games.
Start Now, Not Later
August is your window. Starting now gives you time for thorough analysis, thoughtful decisions, and proper implementation. No Q4 rush.
No compromised choices.
Most importantly, you'll have time to work with a PBM that operates as your fiduciary partner, contractually bound to act in your best interests, not their own.
If you're facing another year of unsustainable increases, you don't have to accept that as inevitable. The question isn't whether you can afford to make a change. It's whether you can afford not to.
DisclosedRx operates as The Fiduciary and Fully Disclosed PBM™_, providing organizations with complete visibility into pharmacy benefit costs while delivering guaranteed savings and exceptional Member Service._




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