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Articles & Resources
Clarity. Control. Results.
DisclosedRx disrupts the industry by bringing fiduciary-managed solutions, expert guidance, and innovative tools to pharmacy benefit management. Learn more about our approach, success, and industry shifts.
The Supply Chain Credit Shell Game: How Traditional PBMs Relabel Rebates to Keep Your Money
Traditional PBMs use supply chain credits to keep rebate money that belongs to plan sponsors. Learn how the shell game works and what to demand instead.
Ken Kemker
Oct 11, 20253 min read
Fiduciary PBM Management: Why Scale Doesn't Equal Savings
Companies achieve 30-60% pharmacy savings with fiduciary PBMs vs traditional giants. Learn why ethical management beats volume for cost control.
Ken Kemker
Oct 4, 20252 min read
Why DisclosedRx Exists: Fixing an Industry Built on Deception
Even "transparent" PBMs exploit costly loopholes. Learn how DisclosedRx eliminates conflicts with contractual fiduciary duty and true Full Disclosure.
Ken Kemker
Sep 27, 20253 min read
How Layers of Intermediaries Disconnect Patients from Healthcare Costs
How PBM Intermediaries Disconnect Patients from Drug Costs
Ken Kemker
Sep 22, 20252 min read
Behind the Curtain: The Unethical Practices of Traditional PBMs
Traditional PBMs use spread pricing and manipulation tactics that cost plan sponsors millions. Learn how these unethical practices work and what to do.
Ken Kemker
Sep 13, 20253 min read
How PBMs Work: The Mechanics Behind Your Prescription Costs
Most plan sponsors don't understand how PBMs operate. Learn why traditional models fail and how fiduciary PBMs deliver better results for clients.
Ken Kemker
Sep 6, 20252 min read
When Your Pharmacy Benefits Actually Work for People
Since COVID, member service has declined everywhere. At DisclosedRx, we made it our foundation. Real people, real help, real savings for your employees.
Ken Kemker
Aug 30, 20252 min read
January 1st Renewals: Why Starting Your PBM Transition Now Makes All the Difference
Don't wait for Q4's rushed decisions. August gives you time for proper PBM evaluation and implementation. Get guaranteed savings and full disclosure on your pharmacy benefit spend.
Ken Kemker
Aug 23, 20252 min read
The Independence Difference: Why DisclosedRx Has No Shareholders, Private Equity, or Venture Capital
Most PBMs serve investors first, not clients. DisclosedRx operates as The Fiduciary and Fully Disclosed PBM™ with zero external funding conflicts.
Ken Kemker
Aug 18, 20254 min read
How to Find the Right PBM: Your Guide to Making an Informed Decision
Stop falling for "transparency" claims. Ask these 5 critical questions to find a PBM that's contractually bound to act in your best interests.
Ken Kemker
Aug 9, 20253 min read
How PBMs Make Money: The Undisclosed Revenue Streams Driving Up Your Healthcare Costs
Traditional PBMs profit through spread pricing, rebate retention, and undisclosed fees. Learn how these revenue streams inflate your pharmacy costs.
Ken Kemker
Aug 2, 20253 min read
PBMs: A Growing Legal Risk for Employers and How to Protect Your Organization
FTC found top 3 PBMs inflated drug prices by $7.3B. Employees are suing employers for fiduciary breaches. Learn how to protect your organization.
Ken Kemker
Jul 26, 20252 min read
The PBM Monopoly: Why Three Companies Control Your Prescription Drug Costs
Three companies control 80% of America's prescription drugs, and their $600 billion revenue proves they're profiting at your expense.
Ken Kemker
Jul 19, 20252 min read
How One University Uncovered $400,000 in Pharmacy Benefit Overspending
We recently worked with a higher education institution that discovered they were losing $400,000 annually through their Big 3 PBM relationship.
Ken Kemker
Jul 12, 20253 min read
Fiduciary Risk Is Real. Just Ask Tiara Yachts.
Court ruling against BCBSM shows hidden PBM costs create real fiduciary liability. Learn why plan sponsors need true fiduciary pharmacy benefits now.
Ken Kemker
Jul 4, 20253 min read
How a Fiduciary PBM Like DisclosedRx Solves the Vertical Integration Problem
Vertical integration by major PBMs hurts employers and employees. Learn how DisclosedRx's fiduciary approach delivers true Full Disclosure and savings.
Ken Kemker
Jun 30, 20253 min read
DisclosedRx Earns $100,000 Credibility Guarantee from Validation Institute: Why It Matters for Employers
DisclosedRx receives rare $100,000 Credibility Guarantee from Validation Institute, confirming Full Disclosure and fiduciary PBM approach for employers.
Ken Kemker
Jun 19, 20252 min read
A Better Way: The DisclosedRx Difference
Discover how DisclosedRx delivers 100% Pass-Through pricing, eliminates shell games, and saves up to 75% on specialty medications as The Fiduciary and Fully Disclosed PBM™ with a fiduciary commitment.
Ken Kemker
May 28, 20252 min read
A Path to Funding Social Services Without Raising Taxes
Municipalities can save $4M per 10,000 members by switching to a Fiduciary PBM with Full Disclosure. DisclosedRx helps fund social services without raising taxes.
Ken Kemker
May 21, 20251 min read
Arkansas Bans PBMs From Owning Pharmacies: Why It Matters for Employers
Arkansas leads with landmark legislation preventing PBMs from owning pharmacies. As a Fiduciary PBM, DisclosedRx explains why this matters for your business and bottom line.
Ken Kemker
May 14, 20252 min read
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