Are You More Afraid of Change or Risk?
- Ken Kemker
- 2 days ago
- 2 min read
If your pharmacy benefit plan isn't structured to put your interests first, the responsibility rests squarely on your shoulders. As the employer, you're accountable if something goes wrong.
This isn't hypothetical. PBMs make decisions every day that affect your plan's costs, compliance, and members' access to medications. If your PBM prioritizes their profits over your fiduciary duties, the liability doesn't disappear. It stays with you.
Here's what you need to know: there are PBMs doing the right thing. They operate as true fiduciaries, putting your plan and your members first. They don't rely on hidden rebates, spread pricing, or backroom deals. They provide Full Disclosure, clear contracts, and guarantees that actually benefit your plan.
For many employers, making a change feels intimidating. We understand. Change is uncomfortable. But let's ask the real question: are you more afraid of making a change, or more afraid of facing a potential lawsuit or financial misstep?
What Really Happens When You Switch
90% of your members won't even notice you switched PBMs. And the ones who do notice will be profoundly impacted in a positive way. They'll experience the difference in access, savings, and support.
Courage doesn't mean recklessness. It means choosing a PBM that aligns with your fiduciary responsibilities and protects your plan and your members. It means working with a partner who can deliver savings, clarity, and peace of mind without the hidden pitfalls of the traditional PBM model.
A Different Approach
At DisclosedRx, we've designed our model so that your plan's best interests come first. We take on the risk. We guarantee savings. We never profit from rebates. That's how you make a change that's both safe and transformative.
As The Fiduciary and Fully Disclosed PBM®, we're contractually and ethically bound to act in your best interests. Our commitment isn't just good business practice. It's written into every contract we sign.
If you've been hesitating, it's time to ask yourself: which is scarier... change, or the risk of staying the same?
